Collector Car Insurance Policies with Guaranteed Value
Does your vehicle qualify for classic car insurance coverage? At Greg Fay Insurance Agency in Dayton, Ohio, we understand classic cars span a range of 10 to 50+ years old, and what makes your car “classic” is its vintage, antique, and collector qualities. The definition of a classic car varies depending on your state, insurance provider, or car collectors’ club, each having its own criteria.
If you’re dedicated to preserving your classic car’s original appearance and performance, you’re making a valuable long-term investment. As these cars evolve into collectors’ items or antiques, specialized classic car insurance coverage can be secured through Greg Fay Insurance.
Considering the time and effort you’ve invested in restoring and maintaining your classic car, we’re here to assist you in finding the right insurance policy that suits your specific needs. We’ll agree on a fair value for your classic, antique, or collector car, and in the event of a covered total loss, you will receive that amount guaranteed.
*Any deductible and/or salvage value if retained by you will be subtracted from the total amount paid.
Low Annual Premiums
We can save you money on your classic car insurance. Our specialty carriers in the “Classic Car World” only insure antique and collectible cars, so we can provide better coverage at a significantly lower price than daily driver insurers.
Exploring the Definition of Your Classic Vehicle
Starting with insurance and registration, the age of a classic car is typically between 20 and 50 years old. If you plan to register and insure your classic car it is often most important to maintain the original design and specifications as well.
The allure of your classic car is further enhanced by its distinct and uncommon condition. Often, these vehicles remain in their vintage state in limited numbers on the roads. Expenses for restoration, upkeep, storage, and insurance can soar for these automotive gems. Given their potential longevity and the uncertainty of whether they’ll transition into collectible or antique status, they present a certain level of risk for various enthusiasts and investors alike. Despite the potential risks, the deep connection and appreciation that enthusiasts and investors hold for these remarkable vehicles make the journey with classic cars all the more rewarding.
Greg Fay Insurance is Here for Your Classic Car Insurance Needs
We work with insurance carriers that use industry-leading tools to help you determine the true value of your classic car, antique car, or collector car then create an agreed-value classic car insurance policy that covers it. We’ll agree on a fair value for your classic, antique or collector car, and in the event of a covered total loss, you will receive that amount guaranteed.
By working with specialty carriers, we are here to ensure you have offers of liability, comprehensive, collision, and other specialized coverages for your classic car. Even better, classic car insurance can be much cheaper than regular car insurance. We can save you money on your classic car insurance. Our Specialty carriers in the “Classic Car World” only insure antique and collectible cars, so we can provide better coverage at a significantly lower price than daily driver insurers.
How can you benefit from insuring your collector car and other toys with the Fay Insurance group?
We are here to ensure that your classic car is protected for all your needs, whether it is for storage, regular use, or even show. Our specialty insurance carriers are here to help bring you the proper coverage for your car and ensure that all claims are met for your needs. We don’t want you to overpay for insurance on the car you have invested in, and we will work closely with you to cover your classic car with a policy specific to your needs.
Classic and collector cars were made to be driven. Whether you’re going to a car show or just taking a cruise to the local Centerville Ohio ice cream shop, you’re protected. If you have specific questions about your car or usage, please don’t hesitate to contact one of our insurance agency offices.
Flatbed Roadside Assistance
Our optional best-in-class classic car insurance programs not only offer guaranteed flatbed roadside assistance and other benefits but also provide the peace of mind that comes with tailored coverage designed specifically for the unique needs of classic car owners.
Discuss Classic Auto Insurance At One Of Our 3 Offices.
Any one of us can sit down and evaluate your classic car insurance options. We have local insurance offices in Centerville (Dayton) Ohio, West Chester (Cincinnati) Ohio, and Northwood (Toledo) Ohio.
