Military and Other Auto Insurance Discounts
When shopping for auto insurance, you want to be wise with your hard-earned dollars. Our insurance agents always look to maximize your savings by trying to qualify you for any and/or all of these various auto insurance discounts:
- Multi-policy: By insuring both your vehicle and your home, you can receive a discount on your auto premium as well as your homeowners’ insurance premium.
- Multi-car: If you insure two or more automobiles that are owned and used by the individual and/or relatives living in the same house, you can receive an auto insurance discount.
- Safe driver: Policyholders who are claim and violation-free may be eligible for an additional discount.
- Pay Plan: By paying your premium in full by your effective date, you can receive a discount.
- Good Student: If your young driver is keeping a certain GPA, you can qualify for a discount.
- Away at School: If your young driver is away at school without a vehicle you can receive a discount.
- Anti-theft: For anti-theft devices, such as an alarm system.
- Anti-lock brakes: For anti-lock brake system.
- Passive restraint: For safety features such as airbags and motorized seat belts.
- Green vehicle: For a hybrid or alternative-fuel vehicle.
- Defensive driver: For taking a defensive driving class. May be limited to senior drivers.
- Low mileage: For keeping mileage down. Electronic monitoring of mileage may be required.
- Military: For members of the armed forces.
- Affinity/occupational (nonmilitary): For belonging to a certain group or working for a certain company or in a certain field.
- Paperless billing/automatic payment: For billing or payment is done electronically.
- Loyalty: For having stayed with the insurer for a length of time.
- Early signing: For switching to a new carrier if the shopping process started at least a certain number of days before the old policy expired.
If any of these apply to you, you are probably paying too much!
We recommend that you have your insurance policies evaluated on a regular basis for two reasons: Your policy makes sense to you and to see if any companies revamped their offerings (this usually means discounts!) Contact us to compare auto insurance options and to discuss any more questions you may have.
Car Insurance for Members of the Military
Get the Most Bang For Your Insurance Buck
So you’ve just purchased a new car. You’re excited and your friends can’t wait for a ride. But the excitement is tapered for a moment when you have to consider purchasing auto insurance. For many military personnel, their first thought might be to get insurance for the lowest price. But while this thinking maybe penny-wise, it could be a costly decision in the long run.
Do you qualify for auto insurance discounts?
Here are some tips you should consider when purchasing auto insurance that will help you get the most bang for your buck.
- Look for a company that understands the military Look for a company that understands the military lifestyle. At my agency, we understand the impact of deployments, TDY, and other experiences that come with life in the military.
- Discounts Getting a military discount is something all members of the armed forces should take advantage of. The carriers in my agency reward your service with great auto insurance discounts.
- Focus on coverage instead of price. Price can be a primary factor buying auto insurance, especially for younger military members and their families. One important factor to consider in addition to cost savings is what happens if they need to file a claim. If the unthinkable happens, filing a claim with a “budget” insurer can often make you wish you would have gone a different route.
We have 3 locations! Anyone of our well-experienced insurance agents can sit down and find auto insurance discounts. We have local insurance offices in Centerville (Dayton) Ohio, West Chester (Cincinnati) Ohio, and Northwood (Toledo) Ohio.
